Our Services
Tailored financial solutions designed for every stage of your journey.
Insurances
Life Insurance
Critical Illness
Disability Insurance
Travel Insurance (Visitor Visa & Supervisa)
Health & Dental Plan
Investments
Mortgages
First Time Home Buyers
Investment Properties
Refinance
Debt Consolidation
Home Equity Line of Credit
New Comers to Canada
Self Employed
Tax Free Savings Account (TFSA )
Registered Retirement Savings Plan (RRSP)
First Home Savings Account (FHSA)
Registered Education Savings Plan (RESP)
Registered Disability Savings Plan (RDSP)
Registered Retirement Income Fund (RRIF)
Life Income Fund (LIF)
Non-Registered Plans
Common Questions
What services do you offer?
We provide insurance, investments, retirement planning, mortgages, and debt consolidation.
How is Velora Financials different from other advisors?
The big difference is that we’re here for you, not to sell to you. Unlike some firms, we are independent and client-focused — think of us as your financial partner, not salespeople. We take the time to understand your unique situation and we educate you along the way. There’s no “one-size-fits-all” product pitch. Whether you’re a young professional or a pre-retiree, we tailor our advice to you. Plus, we’re local (serving Ontario, Manitoba, and Alberta), so we understand your community and we’re just a phone call away whenever you have questions. You’ll never be left in the dark or confused by jargon – we promise to keep it clear and straightforward.
What happens during the free consultation?
It’s a relaxed, no-pressure meeting (over Zoom or in-person) where we get to know you. We’ll discuss your goals, answer any questions, and identify opportunities or gaps in your insurance, investments, or overall plan. You’ll walk away with clarity on your next steps — no obligations and no financial jargon overload.
Can you help first-time buyers?
Absolutely, we guide new immigrants and first-time buyers through every step of the process.
Do I have to commit or buy anything after the consultation?
Absolutely not. Your initial consultation is free and comes with no strings attached. We won’t push you into anything. Our philosophy is “advice first.” We’ll give you our honest guidance — you decide if you want to take it further. If you need time to think it over, no problem! We want you to feel 100% comfortable and confident before moving forward.
How do I get started with Velora Financials?
Reach out for a friendly consultation where we’ll discuss your needs and map out your financial future together.
Velora Financials helped me secure a retirement plan that truly fits my family's future—clear, honest, and tailored advice.
J. Lee
★★★★★